You've read all the news, talked to friends, and surfed the Internet until your eyes turned red, and after much careful consideration and conversation, you've decided that it's the right time for you to purchase some Phoenix Area Real Estate. Congratulations! You're going to love spending time in the wonderful state of Arizona.
Should you get financing in Canada or the USA?
So, what's next now that you've decided to take the leap? The first thing you realized is that you need the help of some great real estate professionals with their feet on the ground in the Phoenix Arizona Real Estate Market Area to help you find your way through the process, and you ended up at our web site. The great news is that we also have our feet on the ground in Canada too. We know where you're coming from and to where you are going.
We will assist you in understanding the market and what a market! What with foreclosures, short sales, rock bottom pricing and a huge inventory of homes, we will guide you through the process to make a wise purchase decision that's right for your particular circumstances and lifestyle. Before we set out on finding your dream "home away from home" or that great deal on an investment property, we need to have a plan for how you will finance your purchase.
If you have the ability to pay cash for your purchase through your own personal resources or from having a line of credit on real estate you own in Canada then the process is fairly straightforward. This will put you in a great position for negotiating the best price and terms for your purchase! Just bring a Proof of Funds letter with you or have it emailed/faxed to us.
If you won't be acquiring your Arizona real estate with full cash, then you will need to obtain a mortgage.... not to worry....we've got you covered and can refer you to mortgage brokers/bankers here that have programs specifically for Canadian citizens purchasing a home in Arizona. Typically they will want 25-30% down payment and support documentation such as 2 years of tax returns, 2 months of bank statements and identification....no Social Security Number or previous US credit required !
Do you have a need for home financing services for Phoenix, Glendale, Scottsdale, Goodyear, Avondale, Surprise, Chandler, Mesa, Gilbert or other Maricopa County area?
If so, please fill out the form below and we'll do our best to respond to you within 24 hours.